Buy Now & Pay Later: Sink & Spout’s Citizens Pay™ Partnership Offers a New Way to Finance Your Project

Citizens Pay

Discussions about how to finance a dream bath or kitchen go on every day in homes across New England. What are the benefits of paying cash vs. using a credit card vs. taking out an equity or home improvement loan? These questions are top of mind as the news media continues to debate the state of the economy now and going forward. As part of Sink & Spout’s new brand initiatives, we have made a commitment to help our customers consider smart options to make a replacement purchase or entire remodel easier to finance.


Kohler Tub Trio

How about a plan that offers 0% APR for 12 or 18 months?

“We set out to find reliable and flexible consumer lending options for our customers,” explained Alicia Criniti, executive vice president of marketing for Sink & Spout’s parent company The Granite Group. “The result of our research was Sink & Spout becoming a Citizens Pay merchant partner.”

Backed by Citizen’s Bank, a 200-year-old bank headquartered in Providence, Rhode Island, Citizens Pay is known for its innovative retail financing programs. When customers are considering a purchase of $500 or more at Sink & Spout, they will have the opportunity to apply for installment financing online right in the showroom, via an intuitive, easy-to-use application process, which provides an answer instantly. Customers who qualify will benefit from Citizens’ ability to offer attractive rates and low monthly payments, in addition to flexible payment terms with no late fees, prepayment penalties, compounding interest, or other fees.

Showroom mirrorSink & Spout customers who qualify will enjoy no interest monthly payments for 12 or 18 months, see complete details here. With a quick and easy application and instant credit decision, this is a great way for homeowners to finance their purchase, pay it off within the promotional APR period and pay no interest. If purchases are not paid off within the 0% APR period (which is based on both the amount being financed and credit worthiness), a 19.99% APR will be charged on the balance through the end of the loan term. If you prefer 60 months to pay for your purchase, ask your Sink & Spout associate rates for this longer term financing.


So, dream about that new vanity, shower system and bidet toilet or farmhouse kitchen sink, touchless faucet and new lighting, because you will have either 12 or 18 months to pay it off when you qualify for Citizens Pay.


Want to see if you’ll qualify before you shop?