Buy Now & Pay Later with Citizens Pay®

Citizens Pay 0% APR Offer Details

*0% APR for 12-18 Months: Offer available on qualifying purchases of select products charged to a Citizens Pay Line of Credit account. Minimum purchase: $500. 0% APR from the date an eligible purchase is posted to your account for 12 months, then 19.99% APR for remaining term on purchases less than $5000. 0% APR from the date an eligible purchase is posted to your account for 18 months, then 19.99% APR for remaining term on purchases equal to or greater than $5000. Limited time offer. Other transactions charged to your account affect overall minimum payment amount. Regular account terms apply to non-promo purchases. Standard Purchase APR is 29.99% for non-promotional purchases. Account must be in good standing. Subject to credit approval. Click here for important information about Rates and Fees and the Citizens Pay Line of Credit Agreement. Citizens Pay Line of Credit Account offered by Citizens Bank, N.A.

Special 9.99% APR Financing For Up To 60 Months Available

Promotional APR: Offer available on qualifying purchases of select products charged to a Citizens Pay Line of Credit account. Minimum purchase: $500. 9.99% APR from the date an eligible purchase is posted to your account until paid in full. Limited time offer. Standard Purchase APR is 29.99% for non-promotional purchases. Subject to credit approval. Other transactions affect overall minimum payment amount. Regular account terms apply to non-promo purchases. Account must be in good standing. Click here for important information about Rates and Fees and the Citizens Pay Line of Credit Agreement. Citizens Pay Line of Credit Account offered by Citizens Bank, N.A